Weight Lost!!!

13 pounds down

Friday, January 29, 2010

Day 34: Six Figures

Today was one of the best days I have had in a LONG time.  Due to the "awesome" recession that is affecting so many of us, times have been a little tight in our cute little bungalow.  However, politics aside, my boy Barack and the government, put out a Mortgage Modification for qualifying folks like us.  Due to some job changes and changes in income, we qualified for this AWESOME gift.  Our mortgage rate was dropped from the ridiculously high percentage down 5% to just 2%.  It didn't change our loan amount, or amortization, so the savings is just interest alone!  This saves us so much money that in the 27 years left we have on our mortgage we will have saved just over $129,000 that is six figures my friends.  On interest alone!  Praise God!  I am so super thankful for this!  I am sharing this with you because I vowed to tell you about all the ways we are saving this year in my quest for smaller is better.  :o)  So, if you are upside down in your house, and have a change in your situation (even adding to your family can qualify you) then look into it!  HOWEVER, there are so many scams out there.  This is done with your Mortgage company or bank, so don't get tricked!  Man, it feels so good, to know that I can make a call and change things!  Life is good for the Heidsta and fam right now.  
All that to say, that the hubs and I have been praying about the finances and consulted one of my best friends, who gets it with the finances too, and she gave me the best advice, to tithe my 10% even if it feels that will break the bank and the Lord will bless us.  Well, we did and He certainly has!  Thanks Kathleen for being there, being faithful to the Lord and helping us with our situation, by sharing your knowledge!   I am getting skinny in debt and in weight!

Today I have eaten pretty well, one of my dearest friends, Heather had me over for a play date (Hava's best friend Sadie).  Heather made the most tasty healthy chili I have ever had!  It was a good chat time too!  I don't know what I would do in this world without my best friends.  Heather and I have been friends our entire life as moms, it is an amazing and enduring relationship, I am blessed!  

Speaking of, my best friend that I met at Washington State University (Go Cougs) is coming tomorrow.  I can hardly stand it!  I wish I could wake up and see her standing at my door.  I can't wait to hug her!  We don't see each other enough.  So I am going to soak every second that I can with her!  So if I don't blog regularly over the next few days...you know why!

Weight: 202
I am just two pounds away from a HUGE milestone.  I can hardly wait.  My belly is looking a bit flatter and I can see that my waist is in there too someplace.  I can't wait to be fabulous, well I kind of already think I am a bit fabulous, so I can't wait to be even more fabulous!  

Have a great weekend!


Cheryl S. said...

Thanks for the heads up about the mortgage thing - we're definitely going to check into that. What with a cut in wages last year, we could sure use a cut in expenses!

And, I am very excited for you with this huge milestone! Going to be watching very closely over the next several days!

Heidi said...

Thanks! I am glad that my story can help you! Hopefully more of us get out of this ugly situation, and then our economy can see the benefit too!

Minnesota Mami said...

You are already fabulous...just getting more "fabulous-er" :)

The mortgage thing sounds intriguing to me too...gonna talk to my hubs about it. With me losing my job last August, hopefully it'd be something we could qualify for too...that'd be awesome!

Have a GREAT time this weekend with your friend...and SO excited you'll be in "One-derland" soon! (the 100's!!!)

Heidi said...

@Mami- Thanks for your compliment! I am glad that maybe we can all benefit from this mortgage modification! :o)
I am so excited for the 100's too!

ndever said...

Heidi, you're such an extrovert. I think you have about 50 "best" friends who have thus far been mentioned on your blog! LOL

Heidi said...

@ ndever- extrovert, yes! Lots of best friends, yes! One for each stage of my life!
High School: Dana
College (WSU): Kimberly
Germany Pt 1: Kathleen
Germany Pt 2: Dawn
Minnesota in no particular order: Sally & Heather
Garden Avers too!

I am a very blessed woman! I love them all the same but all very different! I couldn't survive without any of them!